Mortgages

Finance your home with the Bank you trust.

At American Chartered Bank, we have mortgage programs to fit practically any need. We provide an array of mortgage financing solutions, including ARM products and extended rate locks for new construction, purchases, and more.

Our objective is to assist you in obtaining the right financing program for your unique situation as efficiently as possible. Whether you're a first-time buyer, moving up to a larger home, or refinancing to take advantage of the equity in your home, our experienced loan consultants are here to help.

Our mortgage products offer the advantages of:

• Highly competitive rates
• Flexible options on points and fees
• A wide range of secondary market programs

Important features

• Extended rate locks with free "float down" options
• Fully refundable application fees at closing
• LIBOR and treasury-based ARM programs

Free Pre-approval!

Our free pre-approval program enables you to shop for a new home with the confidence of knowing what you can comfortably afford—all with no up-front fees or obligation. Apply Now for free pre-approval.

Rate Watch

Keep an eye on rates via email. We would be happy to monitor rates to keep you apprised of current market conditions. Sign up for Rate Watch, and we will send an e-mail with rate information for programs of interest at any interval of your choice.

Calculators

How much would my monthly payment be?

Can I save money by refinancing now?

Should I buy a home or continue to rent?

more…

Apply Now

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

1. Apply Now and complete the application.
2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
3. An American Chartered Bank Loan Advisor will follow up to answer your questions.

Our Loan Advisors are only a phone call or click away. Please call 224-353-5650 or contact us!!

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